HomeChoice is a downpayment help, second home loan program for qualified borrowers that have a impairment or who possess a member of family by having an impairment coping with them. Funds as much as $15,000. HomeChoice combines with House Key and Home Advantage mortgage that is first programs. One-on-one guidance is necessary.
STARTING OUT
The first rung on the ladder is to fulfill with HomeChoice Lender in your town which has been trained in the HomeChoice system. The HomeChoice Lender will figure out then refer you to a freeHomebuyer Education Seminar and a HomeChoice trained Service Provider if you are eligible for the HomeChoice second mortgage program and will. For extra trained lenders or companies, please emailDietrich. Schmitz@wshfc.org or call 206-464-7139 or 800-767-4663.
SYSTEM DESCRIPTION
The HomeChoice 2nd Mortgage system is a Downpayment Assistance Program for low- to-moderate earnings individuals with a impairment or that have a member of family by having an impairment coping with them and be eligible for Home Advantage mortgage loan program that is first. A 1.00per cent rate of interest in the Downpayment Assistance loan system for first-time homebuyers (borrowers who possessn’t owned and occupied their residence that is primary in previous 3 years). You do not have to be a first-time homebuyer if you buy in a targeted area.
OPTIMUM MONEY LIMITS at the time of 5/6/2019*
All The Counties $86,300
* Other needs may use. Please consult with your service or lender provider to confirm the limitations. HomeChoice borrowers additionally must finish a homebuyer that is commission-sponsored seminar ahead of booking of funds.
ADVANTAGES
This system offers as much as $15,000 per household in a 1.00% interest, re payment deferred mortgage that is second. 2nd mortgages are due whenever home is sold, or if house is refinanced or after three decades.
PARTICIPATING LENDERS
We wish to thank the next Lenders with regards to their involvement when you look at the HomeChoice Downpayment Assistance Program within the last 12 months: (Verify a home loan business or specific: www. Nmlsconsumeraccess.org)
Adams
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com The Arc of Spokane, Loretta Cael, (509) 789-8326
Asotin
Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, mobile: (406) 360-0594, e-mail: ty@hhlnorthwest.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Benton
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com Steve Morgensen, NMLS #506335, HomeStreet Bank, Spokane, mobile: (509) 723-8030, e-mail: steve. Morgensen@homestreet.com
Chelan
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com
Clallam
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Clark
Angie Stillman, NMLS #114291, Umpqua Bank, Vancouver, mobile: (360) 609-3022, e-mail: angiestillman@umpquabank.com Leslie Girard, NMLS #58461, Evergreen mortgage loans, Vancouver, mobile: (360) 254-2610, e-mail: lgirard@evergreenhomeloans.com JSandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Columbia
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Cowlitz
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Sandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Douglas
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Ferry
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Franklin
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Garfield
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Give
Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, Phone: (406) 360-0594, Email: ty@hhlnorthwest.com
Grays Harbor
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Island
Joshua Henry, NMLS #399700, Caliber mortgage loans, Bellingham, mobile: (360) 224-0841, e-mail: joshua. Henry@caliberhomeloans.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Jefferson
See Clallum and Kitsap
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Brent G Schoeppel, NMLS #404618, LeaderOne Financial, Federal Method, mobile: (253) 468-9979, e-mail: brentschoeppel@leader1.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Jeannet A. Gil, NMLS #889009, HomeStreet Bank, Seattle, Phone: 206-518-4050, e-mail: jeannet. Gil@homestreet.com Brian Rutt, NMLS #350347, US Bank, Kent, mobile: (253) 359-1883, e-mail: brian. Rutt@usbank.com Tracy O’Donnell, NMLS #982210, Caliber mortgage loans, Kent, mobile: (206) 310-2975, e-mail: tracy. Odonnell@caliberhomeloans.com Annette M Schmidt, NMLS #287955, Academy Mortgage, Federal Method, mobile: (253) 347-5052 https://paydayloancard.com/payday-loans-ks/, e-mail: annette. Schmidt@academymortgage.com Mark Williams, NMLS #205465, Evergreen mortgages, Bellevue, mobile: (425) 748-8901, e-mail: mwilliams@evergreenhomeloans.com
Kitsap
Stephen R Coupe, NMLS #98160, Directors Mortgage Inc, Silverdale, mobile: (360) 698-3020, e-mail: scoupe@directorsmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com
Kittitas
Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Klickitat
See Clark and Yakima
Lewis
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Lincoln
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Mason
Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com
Okanogan
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com
Pacific
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Pend Oreille
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Pierce
Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com Ricky Gilbert, NMLS #294775, Academy Mortgage Corporation, Bonney Lake, mobile: (253) 292-3375, e-mail: ricky. Gilbert@academymortgage.com Brenda Leech, NMLS #329499, Academy mortgage Corporation, Tacoma, mobile: (253) 732-4448, Email: brenda. Leech@academymortgage.com Rick cost, NMLS #234989, Academy Mortgage, Tacoma, mobile: (253) 279-0670, e-mail: rick. Price@academymortgage.com Steven Wright, NMLS #201189, Movement Mortgage, Puyallup, mobile: (253) 230-8622, e-mail: steven. Wright@movementmortgage.com Jeff Wood, NMLS #698240, HomeStreet Bank, Gig Harbor, mobile: (206) 369-8939, e-mail: jeff. Wood@homestreet.com
San Juan
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Skagit
Joshua Henry, NMLS #399700, Caliber mortgages, Bellingham, mobile: (360) 224-0841, Email: joshua. Henry@caliberhomeloans.com Melanie S Pysden, NMLS #384009, Caliber mortgage loans, Bellingham, Phone: (360) 543-8538, e-mail: PysdenTeam@CaliberHomeLoans.com
Skamania
Snohomish
Cheryl Taylor, NMLS #792716, Fairway Independent Mortgage Corporation, Lynnwood, mobile: (206) 218-5825, e-mail: cheryl. Taylor@fairwaymc.com Jason Gosser, NMLS #120413, Guild Mortgage business, Everett, mobile: (425) 330-1314, e-mail: jasong@guildmortgage.net Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net